Left Coast Voices

"I would hurl words into the darkness and wait for an echo. If an echo sounded, no matter how faintly, I would send other words to tell, to march, to fight." Richard Wright, American Hunger

Archive for the tag “micro loans”

Forgot my Birthday?

Last year, my birthday fell during the once-every-four-years World Cup (soccer). I thought I could slow the aging process down by deciding that, like the World Cup, I would have a birthday once-every-four-years.

A great tribute to the peaceful South African revolution

So what do I want for my birthday? Something between my own house, world peace, and one of my books becoming a New York Times Bestseller. If you can arrange any of those three, please do. If you feel you have to prioritize (really, how long have we been friends?) then I suppose world peace comes first,

Otherwise, I am going to list 10 organizations that I have highlighted over the past year. Instead of buying me a fine bottle of wine or a box of chocolates that will have me working out for hours at the gym (after thoroughly enjoying them), why not consider donating the exorbitant amount of money you were going to splash on me to one of these great organizations. Please click on the link to the organization that catches your fancy.

1. The Lower Ninth Ward Village – a community center that will provide the only way to keep children in a safe environment over the summer.

2. Save A Child’s Heart – a hospital in Israel that gives free medical heart procedures to children from any country or religion in the Middle East and beyond.

3. One Voice – helping Israeli and Palestinian youth demand a non violent and just solution to the Israeli/Palestinian conflict.

4. Jewish Funds for Justice – sending students to work in disaster-struck areas of the world and teaching the value of social justice.

5. World Reader – providing sustainable e-book solutions to children in Africa and other poor regions, allowing them to grow through reading and education.

6. Habitat for Humanity – a community helping to provide people with homes.

7. Jewish Heart for Africa – leveraging sustainable Israeli environmental technology to help the poorest rural African communities.

8. Darfur & The Berkeley Stove – providing stoves for women in Darfur, thereby avoiding the need to put themselves in violent situations.

9. Project Homeless Connect – offering bi-monthly services to the homeless of San Francisco.

10. Kiva Loans – a micro-loan organization that helps people create businesses to lift themselves out of poverty.

They are all good causes and I know there are many more. But it is amazing how just a small gift can save or change a person’s life. What a way to celebrate your birthday!

Thank you. Wanna slice of birthday cake?

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Alon Shalev is the author of The Accidental Activist (now available on Kindle) and A Gardener’s Tale. He is the Executive Director of the San Francisco Hillel Foundation, a non-profit that provides spiritual and social justice opportunities to Jewish students in the Bay Area. More on Alon Shalev at http://www.alonshalev.com/and on Twitter (#alonshalevsf).

Banker to the Poor

In earlier posts, I shared a number of books on micro-lending. I want to share with you another important one I just finished. Banker to the Poor is authored by Dr. Muhammad Yunus who is seen by many as the first initiator of such a system.

Dr. Yunus is a professor of economics. He studied at the Vanderbilt University in the US before returning to Bangladesh and slipping into life as a professor. But in 1974, a famine ravaged the country, sending millions of rural Bangladeshi to the cities to beg on the streets.

“What good were all my complex theories when people were dying of starvation on the sidewalks and porches across from my lecture hall?…. Nothing in the economic theories I taught reflected the life around me.”

Dr. Yunus began to experiment with what we now know as micro-lending and lent $27 to 42 women who could buy bamboo to make and sell stools. This was the first step that a few years later saw the creation of the Grameen Bank. He created a system whereby loan recipients were grouped into cohorts of five. Only two of the five received their money up front. As soon as they were paying back their loans, the other three received theirs. Yunus sought to create more than individual business initiative, he sought to create a community of entrepeneurs who gave each other support. 97% of loan recepients repaid their loans.

Today the Grameen Bank is a $2.5 billion banking operation in Bangladesh. The micro-lending model has spread to over 50 countries worldwide, including the U.S. to Papua New Guinea, Norway to Nepal.

Dr.Yunus continues to  travel around the world spreading the belief that poverty can be eliminated: “…the poor, once economically empowered, are the most determined fighters in the battle to solve the population problem; end illiteracy; and live healthier, better lives. When policy makers finally realize that the poor are their partners, rather than bystanders or enemies, we will progress much faster that we do today.”

This book is a great read, particularly the first half, where Dr. Yunus shows his personal evolution into this idea as well as his life in the US as Bangladesh goes through its political upheaval. He shows a passionate love for his country and great courage in his willingness to offer the loans to women, who were held back by tradition and strict male domination.

In 2006, Dr. Yunis was recognized for his life’s work and awarded the Nobel Peace Prize. This could be seen as recognition not just an award for the work of a visionary, but recognition that there is a sustainable solution to empower people to lift themselves out of poverty. I’ve never met Dr. Yunis, but I bet he also sees it this way.

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Alon Shalev is the author of The Accidental Activist (now available on Kindle) and A Gardener’s Tale. He is the Executive Director of the San Francisco Hillel Foundation, a non-profit that provides spiritual and social justice opportunities to Jewish students in the Bay Area. More on Alon Shalev at www.alonshalev.com

Micro Loans Revisited

Last month I posted about Kiva,  a micro loan bank that helps poor people around the world embark on what would hopefully be creating a sustainable economic family for their families. I also showed Roshaneh Zafar’s amazing efforts to help Pakistani women through micro lending through the Kashf Foundation.

I want to spend some time focusing on micro lending as I do not believe that it receives the necessary airtime and therefore people do not know how much of a sustainable difference they can make in people’s lives for just $25.

This video is my opening salvo. I will post more on this topic in the next month.

If you know of other such agencies, or materials that promote micro loans, please leave a note in the comments box and I will follow up.

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Alon Shalev is the author of The Accidental Activist (now available on Kindle) and A Gardener’s Tale. He is the Executive Director of the San Francisco Hillel Foundation, a non-profit that provides spiritual and social justice opportunities to Jewish students in the Bay Area. More on Alon Shalev at www.alonshalev.com

 

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