Fiscal Cliff: Elephant in the Room – Roger Ingalls

With all this hyped-out talk about the Fiscal Cliff, raising taxes, cutting Social Security and Medicare, why isn’t anyone talking about the obvious?

Yes, we need to let the temporary tax cuts given to the rich during the George W. Bush administration expire as originally promised almost a decade ago. And we need to cut some spending in the right areas.

Defense spending is the elephant in the room. All the politicians are ignoring the obvious. The military budget has tripled since 2002 and is the significant contributor to the debt. Social Security and Medicare are not the evil entitlements as promoted by the Conservatives.

I do not believe defense spending will be reduced to appropriate levels. In time, many politicians get appointed to the boards of defense contractors and they also receive campaign contributions from organizations associated with them. It’s not in the best interests of our elected officials to reduce defense spending.

We all know the world is not going to end if Washington does not come to a Fiscal Cliff agreement by the end of the year. It’s just political rhetoric meant to draw our attention away from the real problems.

Fiscal Cliff: A Political Storm in a Water Glass – Roger Ingalls

“The fiscal cliff”, that’s a scary sounding phrase. If you say it real slow and low it sounds even more frightening. It’s amazing how pundits and mainstream media move from one political danger scene to the next like a well edited film with the whole thing directed by our politicians. Sound bites and scare tactics, it’s a coordinated attempt to boost ratings for media companies and make the suits in Washington look like they’re solving some country-killing crisis.

The election is over so now we’ve moving on to the next big thing…the fiscal cliff. I believe this is a big to-do about nothing. We’re led to believe that come January 2^nd, 2013 the economy will collapse if some nebulous balance of debt reduction and tax revenue collection isn’t successfully negotiated by our dysfunctional politicians. Really! If we’re relying on this motley crew of brainiacs to solve our economic woes, the party’s already over.

Would it be so catastrophic if we reached the end of the year without an agreement? The temporary tax breaks set in place by the George W Bush administration would come to an end if agreement isn’t reached. Essentially, Federal taxes would roll back to the Clinton era rates. Is this so outrageous? The country’s economic condition during the Clinton administration was one of the best in U.S. history.

In addition, government spending would automatically get cut if agreement isn’t reached. The biggest reduction would be in defense spending but the cuts would not come close to levels during the Clinton era. During the George W presidency defense spending tripled and we have nothing to show for it. Rolling back military budgets to similar levels used during the Clinton presidency is not outrageous. Again, the country ran extremely well during this period.

Lastly, if we hit the so called fiscal cliff due to lack of political agreement, Medicaid and Social Security would stay intact.

If political deadlock in Washington returns us to the responsible tax rates and spending of the Clinton administration then I say yes to the fiscal cliff. The frenzied screams of a pending financial crisis is overblown.  I can’t see why this looming event is being called a potential catastrophe.

I say we call Washington’s bluff and tell them we don’t want agreement, give us the cliff.

Should the Cheats Define the Policy? – Tom Rossi

It seems that, for most of my life, I’ve heard a lot of whining about welfare cheats and people who cheat medicare, unemployment, social security, food stamps, and several other programs. Additionally, I now hear all about the people who misuse California’s medical marijuana law so that they can get high and have fun.

There really are people who fit these descriptions. But are these reasons to axe the whole programs? The Department of Labor, for example, estimates that 1.9% of unemployment insurance payments go to cheats. While that does add up to a significant amount of money, it also means that 98.1% go to legitimate, unemployed citizens who are in need of help.

Statistics on cheating in state welfare programs are considerably worse (and difficult to find research results on), but appear to be well below 25% attempts at fraud or at least minor tweaking, most of which are caught and stopped.

There can be no doubt that, even if at a statistically low level, this cheating is a drain on our financial resources that should not be ignored. But this is a problem of enforcement of the rules and regulations of these programs. Fiscal conservatives use these problems as justification to call for these types of programs to be shut down completely, or to cut the benefits as low as possible.

These programs are designed to help people in need. People who have lost their jobs, have had a serious illness in the family, are taking care of a special needs child (or adult), or single or just low-income parents. Can we turn our backs on these people because some people cheat?

There are societal costs – real costs – to ignoring the needs of our so-called less-fortunate citizens. It can mean that we lose whatever contribution a person might make if he or she is helped through a temporary setback. It can mean that people are carrying illnesses while mingling with the “rest of us.” It can mean that some (many) children never reach anything like their true potential and never make the contribution they could to our country. Or it could just mean unnecessary suffering by people suffering from anything from the effects of chemotherapy to chronic insomnia.

These are real costs that justify the costs of assistance programs. But I, for one, believe that the purpose of civilization and certainly of America is to insulate us from the brutality of life, or the “law of the jungle.” Otherwise, we could just fire all the cops and say, “If you can’t protect yourself, too bad.”

I want to live in a civilized country – as far from the law of the jungle as is reasonably possible. We can’t define our policies based on those (relatively few) who abuse them. That’s a separate matter. We must define policy based on benefits to our society and then work to keep the process honest. Would conservatives have us shut down the NFL because teams and players sometimes break the rules? Of course not. Think about this when you’re watching your next football game.

-Tom Rossi

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Tom Rossi is a commentator on politics and social issues. He is a Ph.D. student in International Sustainable Development, concentrating in natural resource and economic policy. Tom greatly enjoys a hearty debate, especially over a hearty pint of Guinness.

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Fast Track to Hell: Paul Ryan – Roger Ingalls

I’m from the great state of Wisconsin and proud of it. It’s the home of the Green Bay Packers; the football team that’s won almost twice as many world championships than any other team. It’s a team owned by the community while all other teams are private hobby organizations for fat-cat Wall Street insiders. There’s something sweet about a community team that’s more successful than the bankers’ dream teams.

Wisconsin is also known as the home of Harley Davidson, historic development center for electrical power tools and machining, an original leader in electron-beam microscopy, super computers and, of course, organized labor. It is even rumored that a thousand years ago the Knights Templar buried the Holy Grail somewhere in the Dairy State between the Virgin apex of Green Bay and the Kensington Stone in Minnesota. This is why Wisconsin is often referred to as God’s Country.

Wisconsin does have its embarrassments: Jeffrey Dahmer, Ed Gein and four out of the last twelve gun related mass murders (in the last twenty years) have been committed in the state. However, the biggest embarrassment was republican Senator Joe McCarthy who was responsible for massive civil rights violations during the 1950s. Current Governor Scott Walker is a rights violator too but is considered a pantywaist by comparison to McCarthy.

Presidential candidate Mitt Romney has selected Paul Ryan (republican representative for WI 1^st congressional district) as his running mate for the 2012 election. Paul Ryan goes beyond embarrassment for the state; he is pure evil. He is an agent for Wall Street and is pushing an agenda that continues the transfer of middleclass wealth into the hands of the one-percenters. Here are a few of his ideas:

1)      Privatize Social Security – he wants to turn your social security money over to the same bankers and Wall Street companies that crashed the world-wide economy in 2008 and stole the common man’s wealth and gave it to the 1% fat-cats.

2)      Eliminate Medicare for those who earned it – he wants to give us a partial coupon and then make us buy healthcare plans from Wall Street backed insurance companies. For profit insurance companies don’t care about people’s health, they care about making money for their shareholders. The only competition Wall Street’s insurance companies have is Medicare. All insurance companies offer essentially the same coverage so there really isn’t a free market choice other than Medicare. Once Medicare is gone, the people will be powerless and under the thumb of for profit-only Wall Street. Under his plan, getting the medicine and treatment we need will be a bigger fight than we have now.

It’s my opinion that Paul Ryan is pure evil and is trying to fast track the American middleclass into a hellish existence for the benefit of his Wall Street backers. Why does he have to come from my state of Wisconsin? I guess in a Biblical sense, the Antichrist must originate from God’s Country.

Occupy Protest: The Demands – Roger Ingalls

Mainstream media is finally starting to cover the Occupy Protests but their reporting follows a common theme, “it’s a protest without a real purpose or demand”.

Well…here are the demands:

1)      Create a nationalized commercial bank to fund small businesses based on the prime lending rate plus overhead costs. Bank personnel wages and salaries must be similar to government or military pay grades. Most jobs in America are created by small business (70 to 80%). This will create jobs by providing affordable money to small business. The current Wall Street Institutions benefits from selling financial products back and forth to each other and therefore have little interest in small business lending.

2)      Reinstate the business and personal tax rates and codes (including write-offs and loopholes) used in the 1960s. This was a period of prosperity for both the general population and the business community. These tax rates will balance the budget without compromising public services and will stop the transfer of wealth from the middle class to the rich that has taken place since the early 1980s.

3)      Create a nationalized commercial bank for home ownership based on the prime lending rate plus overhead costs. This will revive the American dream, bring affordable money back to the housing market and separate housing finance from the risky investment banking practiced by Wall Street.

4)      Allow Medicare buy-in for all people regardless of age. This will provide affordable health care for more Americans. It will also bring needed funds to Medicare because the young and healthy will be participating along with the elderly (costs are spread).

5)      No individual person (real or artificial), company, corporation, PAC, Union or special interest group can donate more than $1000 to a political candidate. Organizations cannot be created for the purpose of funding candidates. Organization with multiple business units or multiple businesses owned by an individual or common group of individuals can only make one collective political donation of $1000 per candidate. This will remove the influence big business and special interests have on politicians.

6)      No artificial person, company or corporation can advertise in support or opposition to a candidate (directly or indirectly). This will remove the influence big business and special interests have on politicians.

7)      Political advertisements, candidates, PACs, special interest groups, supporters and opposition groups of ballot issues must maintain an easy-access website that clearly identifies financial contributors. This will remove the influence big business and special interests have on politicians.

8)      No lobbyist can aid a member of congress unless they have not lobbied in the preceding six years. This will remove the influence big business and special interests have on politicians.

Keep the faith, spread the word and keep fighting…it’s a good fight!

-Roger Ingalls

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Roger Ingalls is well-traveled and has seen the good and bad of many foreign governments. He hopes his blogging will encourage readers to think more deeply about the American political system and its impact on US citizens and the international community.

 

Desperate for Health Care, Try The Verone Plan – Roger Ingalls

When you’re sick, out of work and have depleted all financial resources, how do you get health care in the world’s richest country? If you don’t know, take a little advice from James Richard Verone. He may have it all figured out.

So, what did Mr. Verone do? On June 9^th, he robbed a bank. He’s already been seen by a few nurses, is scheduled to see a doctor for his painful ailments and all this occurs less than ten days after committing the crime. His needs will be met faster than someone paying for an HMO health care plan. Does crime pay even when you get caught? Maybe yes.

James Richard Verone doesn’t appear to be a bad man. The 59 year old was never in trouble with the law until he reached a point of desperation two weeks ago. Needing medical care, he gave notice to the landlord, sold and gave away his possessions and then checked into a motel. After showering and ironing his shirt, he mailed a letter to the local newspaper outlining his coming crime and then hailed a cab to a nearby RBC Bank. Once inside, he made the $1 robbery demand and waited in a chair until the police came. He was arrested, received needed medical attention and has a place to stay while healing and awaiting trial – it was that simple. Mr. Verone is looking to spend time in jail until he can collect social security and then move near the beach. This is probably a reasonable plan for someone in his position and age.

What does the mini crime spree by Mr. Verone say about the state of health care in this country? The US health care system absolutely sucks! Health is one area where unbridled capitalism does not work. Private insurance equates to lack of affordability because of its inefficient administration costs, needed profit margins to satisfy investors and the $300 million dollars each company needs for CEO pay. Not to mention, they make more profit by rejecting medical claims.

The Verone Health Care Plan is obviously unrealistic except for a few desperate people and, maybe, a few brave activists trying to prove a point. Is there an easy answer for far-reaching health care, probably not but America, the richest and most powerful country, can do better. Experiment! Open Medicare to all ages and let the infusion of money help pay for the elderly and disabled. The expanded pool of participants will lower costs through economies of scale.

Oh, but wait, that’s a single payer system and not the American way.

Isn’t it sad when the Incarceration Nation is more comfortable throwing someone in jail to receive medical attention than it is accepting a health care system affordable to all?

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Roger Ingalls is well travelled and has seen the good and bad of many foreign governments. He hopes his blogging will encourage readers to think more deeply about the American political system and its impact on US citizens and the international community.