Left Coast Voices

"I would hurl words into the darkness and wait for an echo. If an echo sounded, no matter how faintly, I would send other words to tell, to march, to fight." Richard Wright, American Hunger

Obamacare. Wow. – Tom Rossi

Oh, the fun I’m having watching the news, these days! The Republican whining about Obamacare has reached a feverish pitch, and the good guys are ahead of the bad guys by a touchdown, with less than one hour to play!

By the time you read this, a large part of the U.S. government will probably have been shut down. All because “Americans are suffering from Obamacare,” according to self-appointed head of the Lollidip Guild, Ted Cruz.

Enough has been said about how ridiculous is this political grandstanding, so, in case you haven’t already educated yourself, I’m just going to give my own little example of what the Patient Protection and Affordable Care Act (Obamacare) will mean to my wife and me.

My wife and I are not so good at making money. We are both well educated people who loathe the idea of performing some little task, over and over, in order to earn lots of money. Many people earn good money and don’t do that, but they probably did do just that to get to their present positions.

So, we have been struggling to pay for our HMO plan, one with a huge deductible and monthly premiums (or premia, for you Latin majors, out there) that we can’t really afford.

The website coveredca.com was recently put up to assist people figuring what their insurance costs would be under Obamacare. I used this website to calculate what our costs will be.

Wow.

We will qualify for a plan with a much lower deductible of $500. Our copays will be about half of what they are now, and more procedures such as lab tests will be covered. We can keep our same HMO, our same doctors, and we will be paying about $250 less than we are now.

That’s right – same insurer, same doctors, more coverage, lower deductibles, and much cheaper. Did I say “Wow?” Wow.

As I admitted earlier, our income is well below the U.S. average, or “mean”. But we are actually very close to the “mode” for U.S. incomes, which gives a much better picture of what the typical person or family actually earns. In other words, there are lots of people in situations very similar to ours.

So who is “suffering” under Obamacare? Actually, that doesn’t make any sense, because most of it hasn’t taken affect, yet. But who WILL suffer under Obamacare? Certainly not us. Odds are, you won’t either.

AATTP-Ted-Cruz1-547x330

-Tom Rossi

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Tom Rossi is a commentator on politics and social issues. He is a Ph.D. student in International Sustainable Development, concentrating in natural resource and economic policy. Tom greatly enjoys a hearty debate, especially over a hearty pint of Guinness.

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3 thoughts on “Obamacare. Wow. – Tom Rossi

  1. My mother’s doctor decided to retire because Obama care reduced the amount of the reimbursements under Medicare. My premiums have gone up by 35%. And many of the exchanges are not up and running. Friends who were work 35 hours a week are now down to 28. I thought the final offer made send. A one year delay and the congress has to live by the same rules as I do. Would have give time for the exchanges to work nation wide and the government would have been funded. The senate and the president are who I blame. And it particularly galls me the those in government service don’t feel they need to feel the impact of the laws they create.

  2. Will, my sympathies. But assuming you didn’t run out and sign up for Obamacare on the first day, which was very recent, your premiums only went up for the same reason they have gone up every year for the last 10 – corporate greed. Companies like Blue Cross of California have been raising their premiums like kites on bungee cords ever since they all of a sudden felt that their precious, outrageous profits might get reigned in. Health care costs were on a spiral with no end in sight, and the so-called “free market” was only causing them to accelerate. My advice? Go on healthcare.gov and get those premiums lowered. The only reason you wouldn’t be able to do that is if you make a LOT of money. And if that’s the case, think about the benefits you’ll get from a healthier population. The people who work for you will miss work a lot less often, and assuming you go out in public or your kids go to school, you and your family will get sick a lot less often, too. And this reduced-hours temper-tantrum that some bosses are throwing will soon pass, as they accept reality and realize that, to make money, they need to have the work done.

    -TomR

  3. The only thing our country has shown since the government shut down is – WE KNOW HOW TO RUN THIS COUNTRY WITHOUT THE GOVERNMENT!! KEEP IT UP GUYS!!

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