Happy Birthday Kiva!
Dealing with global issues can sometimes seem so overbearing because of the sheer size of the problems -world hunger, AIDS, population explosions, natural disasters…the list is endless, and it involves billions of dollars needed for billions of people. It can be daunting and lead to paralysis.
The solution is really on two levels. We need to lobby our governments to take on such issues. The United Nations, probably best suited for such a task, is in desperate need of an overhaul, but that isn’t going to happen soon.
On the personal level, we can get involved, in a proportion that we can identify with. I have written a number of times about microfinancing, where for just $25, you can help a father of four in Tanzania set up a coffee shop, or a woman in India establish a juice bar. It is truly inspiring.
This brings me to KIVA, a non-profit microfinance bank that raises money through small gifts to help people invest in family or community enterprises. KIVA has just celebrated its 6th birthday and is growing in both scope (different countries) and size.
You peruse the list of individuals who have been approved and invest by donating small increments of money. These are essentially loans, and you will receive notice as the money is being repaid. When it does, your ‘account’ with KIVA is credited and you could take the money back, though donors often reinvest the money back into helping another person through KIVA. For more on microfinance, click here.
The Jewish teacher, Maimonides, taught of eight levels of giving. The highest level is to offer someone the opportunity to become financially independent. For the last six years, KIVA have been doing just that. With six very successful years behind them, I hope we can go on saving the world together, one person at a time.
Alon Shalev is the author of The Accidental Activist (now available on Kindle) and A Gardener’s Tale. He is the Executive Director of the San Francisco Hillel Foundation, a non-profit that provides spiritual and social justice opportunities to Jewish students in the Bay Area. More on Alon Shalev at http://www.alonshalev.com/ and on Twitter (#alonshalevsf).
Thanks for reminding us about KIVA and the notion of micro making-a-difference. Today there are many people who are struggling and many people of modest means and they are aware there are people whose circumstances are even more dire. But they are no less sympathetic, no less generous, and equally open to help to the extent of their means.
KIVA is their opportunity.
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